The joy of it all is getting that confirmation letter to permanent and pensionable basis.
At that point fully settled you get fully ready to manipulate your Payslip with the merciless banks and insurance institutions who keeps on offering different financial solutions to your needs.
By the end of the course your payslip becomes fully committed.The sweet job turns to be a captivity, a hell of frustration once the bills are on your toes and bother to your surviving family.
"We can't develop/survive without a loan" That's most of our perspective.
From my own perspective your payslip should be your solution to basic financial need or a stepping stone to your financial freedom. It isn't bad to commit your payslip and am not against it by any chance if it's working for you but my point is while still in your active career you should strive hard to have other income generate activities no matter how or petty it might seem to be understanding that Rome wasn't build in a day.
Not that am perfect on financial literacy but have just observed this over a period of time in my line of duty for the last Two and a half years. Guy's have been enslaved by their daily job Majorly TSC, Civil Servants and parastatals.
Learning is a continous process.Wisely we should endeavor yearn to learn from others/our success and failures. Current time, major concerns on financial matters calls for more of long term financial stability other than job security and I guess that's why many people after working retire poor.
It's long and wide topic which we can't sum it up in day but it's good we share our views on the same let's get positively interacting.
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